Casco Financial Inc. – Last updated on Tuesday, February 1st, 2022
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, protect, and share your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product(s) or service(s) you have with us. This information can include:
- Social Security Number & Employment Information
- Account Balance(s) & Transaction History
- Employment Information
HOW?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons CASCO Financial, Inc. chooses to share; and whether you can limit this sharing.
| REASONS WE CAN SHARE YOUR PERSONAL INFORMATION | DOES CASCOFI SHARE? | CAN YOU LIMIT THIS SHARING? |
|---|---|---|
| FOR OUR EVERYDAY BUSINESS PURPOSES Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | YES | NO |
| FOR OUR MARKETING PURPOSES With service providers we use to offer our products and services to you (please see below to limit the ways in which we contact you). | YES | NO |
| FOR JOINT MARKETING WITH OTHER FINANCIAL COMPANIES | YES | WE DO NOT SHARE |
| FOR OUR AFFILIATES’ EVERYDAY BUSINESS PURPOSES Information about your transactions and experiences | YES | NO |
| FOR OUR AFFILIATES’ EVERYDAY BUSINESS PURPOSES Information about your creditworthiness | YES | YES |
| FOR OUR AFFILIATES TO MARKET TO YOU | YES | YES |
| FOR OUR NONAFFILIATES TO MARKET TO YOU | NO | WE DO NOT SHARE |
TO LIMIT OUR SHARING
CALL (408) 354 – 9777 Where Our Operator Will Prompt You Through Your Choices Please Note: If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we can continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
QUESTIONS?
CALL (408) 354 – 9777
WHO WE ARE/WHO IS PROVIDING THIS NOTICE?
CASCO Financial, Inc.
WHAT WE DO
HOW DOES CASCOFI PROTECT MY PERSONAL INFORMATION?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We conduct periodic reviews of our computer systems, including security features. Additionally, our employees are required to acknowledge their responsibilities to maintain the confidentiality of Customer Information.
HOW DOES CASCOFI COLLECT MY PERSONAL INFORMATION?
We collect your personal information, for example, when you
- Apply For An Investment Or Loan via Online Forms (e.g. New Client Information, New Investor Questionnaire, etc.)
- Make ACH Payments From The Website ACH Payment Gateway
- Seek Advice About Your Investments
We also collect your personal information from others, such as affiliates, credit bureaus, or other companies.
WHY CAN’T I LIMIT ALL SHARING?
Federal law gives you the right to limit only:
- Affiliates from using your information to market you
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
WHAT HAPPENS WHEN I LIMIT SHARING FOR AN ACCOUNT I HOLD JOINTLY WITH SOMEONE ELSE?
Your choices will apply individually unless you tell us otherwise.
Any account holder may express a privacy preference on behalf of the other joint account holders.
DEFINITIONS
AFFILIATES
Companies related by common ownership or control. They can be financial and non-financial companies.
Our affiliates include companies with a CASCO Financial, Inc. name, of which there are none.
NONAFFILIATES
Companies not related by common ownership or control. They can be financial and non-financial companies.
CASCO Financial, Inc. does not share with nonaffiliates so they can market to you.
JOINT MARKETING
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
CASCO Financial, Inc. does not jointly market.
DEFINITIONS
STATE LAWS MAY GIVE YOU ADDITIONAL RIGHTS TO LIMIT SHARING FOR CALIFORNIA
In accordance with California State Law, we will not share information we collect about you with nonaffiliates, except as permitted by law, such as with your consent or to service your accounts.
Additional Information
- You will receive a separate form entitled Important Privacy Choice for California Consumers. (Privacy Policy)
- For additional information about California Residents’ Financial Privacy Rights, go here.